What Makes 1720 Financial Different
Key facts about our process, your rights, and what you should know before working with any credit repair company.
The Full Dispute Difference
Not only do we dispute items with the three major credit reporting agencies — some companies charge a premium just for this — we also send disputes directly to your creditors, collection agencies, and even courthouses.
We do a 100% full disputing process, not just a simple bureau dispute. And we do not charge extra for our direct dispute method.
This comprehensive approach is one of the key reasons our clients see stronger, faster results than with other companies that only contact the bureaus.
- Experian
- TransUnion
- Equifax
- Your Creditors Directly
- Collection Agencies
- Courthouses
The Law Is on Your Side
The law gives you the right to dispute any credit listing that you feel may be inaccurate, untimely, misleading, or unverifiable. Here's what that means for you.
Fair Credit Reporting Act
The FCRA gives you the right to dispute any questionable item on your credit report. If a credit bureau cannot verify the accuracy of a disputed listing, it must be removed from your credit report.
Why DIY Disputes Often Fail
According to federal law, credit bureaus can ignore your dispute under a variety of conditions. In our experience, a large portion of letters sent directly from consumers are rejected. Our expertly designed letters are accepted and fully investigated.
Bureau Investigation Timeline
By law, credit bureaus have 30 days to investigate and respond to a dispute. We track every submission and response, and re-dispute aggressively when the result doesn't favor you.
Your Credit Back Office
Stay up to date on all activity on your account. You can log into your credit "back office" at any time and see exactly what is being done on your case — no black boxes, no surprises.
Every dispute sent, every response received, every item removed — tracked and visible to you around the clock.
Sign Up Today- 24/7 online account access
- Real-time dispute tracking
- View all correspondence sent on your behalf
- See bureau responses as they come in
- Monitor score changes over time