Services & Divisions
Four specialized divisions covering every dimension of your financial journey — from credit repair to capital, education, and practical financial tools.
1720 Credit
From your first credit audit to full mortgage readiness — comprehensive credit repair done right.
Credit Audit
We pull and analyze your reports from all three major credit bureaus — Experian, TransUnion, and Equifax — to identify every inaccurate, outdated, misleading, or unverifiable item holding your score back.
Credit Improvement
Our expertly crafted dispute letters go to all three bureaus AND directly to creditors, collection agencies, and even courthouses. We do a 100% full disputing process — not just a simple bureau dispute — at no extra charge.
Mortgage Readiness
We prepare your credit profile to meet lender standards. Our team includes top mortgage underwriters who review your case to ensure nothing done on the repair side will inhibit your ability to buy your home.
The law gives you the right to dispute any credit listing on your credit reports that you feel may be inaccurate, untimely, misleading, or unverifiable. If a credit bureau cannot verify the accuracy of a disputed listing, it must be removed from your credit report. 1720 Financial uses every venue available to you under the law to assert these rights on your behalf.
1720 Capital
Strategic financing solutions for real estate investors and entrepreneurs ready to scale.
DSCR Loans
Debt Service Coverage Ratio loans designed for real estate investors. Qualify based on the income potential of the property — not your personal income or tax returns.
Investor Financing
Access flexible funding options tailored for fix-and-flip, buy-and-hold, and multi-unit investment strategies. We connect you with the right lending partners for your deal.
Hard Money Referrals
For fast-moving deals that require speed and flexibility, we connect you with trusted hard money lenders who specialize in quick closings and non-traditional financing structures.
1720 Education
Knowledge is the foundation of lasting financial freedom. We equip you with what you need to take and keep control.
Credit Scores
Understand exactly how your credit score is calculated, what factors move it most, and the proven strategies for improving and maintaining it long-term. Credit scores are generated based on payment history, amount of credit used, length of credit history, new credit, and credit mix.
Homeownership
We walk you through the full path from renter to homeowner — understanding financing requirements, what lenders look for, how to prepare your credit, and what to avoid during the process. The majority of our clients come to us with home ownership as their ultimate goal.
Debt Management
Build a strategic plan to reduce and eliminate your debt load while simultaneously protecting and improving your credit score. We cover budgeting, prioritization, and negotiation basics so you have a clear roadmap forward.
First Time Buyer Resources
Dedicated guidance for first-time homebuyers navigating credit requirements, down payment programs, mortgage pre-approval, and the full buying process from start to close.
1720 Resources
Practical tools and financial products to help you take action and build credit starting today.
Secured Credit Cards
We help you identify and apply for the right secured credit cards to begin building or rebuilding positive credit history immediately. A key tool for clients starting from a limited credit base.
Mortgage Calculators
Estimate monthly payments, affordability ranges, and loan scenarios so you can plan your home purchase with real numbers and real confidence before you ever speak to a lender.
Financial Planning Tools
Budgeting templates, debt payoff trackers, and savings planners designed to keep your financial goals on track month after month — complementing the credit work we do together.
Secured & Credit-Building Card Promotions
Compare current secured and credit-building card offers from our trusted partner network. These offers are designed to help you establish or rebuild positive credit history.
1720 Financial Services Corp may receive compensation from our partners for card offers presented above. Terms and conditions for each offer are available on the advertiser's secure application page. See our Affiliate Advertising Disclosure for details.